| GENERAL INFORMATION |
 What does MonthlyExpenses.com do? |  Top |
MonthlyExpenses.com gives you the possibility to manage and track ON-LINE your:
• monthly debts
• monthly expenses
• bank accounts
• credit cards
• stocks and investments
• paychecks
• deposits
• favorite shopping places
You can use any currency from all over the world to manage your accounts.
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| What else do you offer? | Top |
Along with the above mentioned benefits, MonthlyExpenses.com offers:
• your own address book. Manage your contacts and friends' information, like name, phone, e-mail address ...
• your own personal agenda. Track your daily, weekly, monthly, yearly meetings and events.
• your own tasks and to do list. Track your tasks and things that you have to do.
• track your friend's birth dates. Know when your friend's birth dates approaches and surprise them.
• your own notes and memos. Get rid of all the papers and get organized.
• your own favorite links. Save your favorite Internet links, and access them from anywhere.
• your own loan calculators. Find out your monthly payments if you want to buy a house or purchase a new car.
• we will send you an e-mail notification each time when one of your monthly debt or credit card due date approaches and you didn't pay the bill, you will get an daily e-mail with the agenda events scheduled for that day, if you have any, and we will notify you when one of your friend's birth date approaches. Receiving these notifications is optional, you can opt out anytime you want from your Account Profile, and not receive any e-mail.
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| Why should I use MonthlyExpenses.com? | Top |
Below are some of the benefits and advantages of using MonthlyExpenses.com:
• it's easy.
• you can access it from anywhere: home, work, vacation. All you need is a computer with a connection to the Internet.
• it is secure. We use SSL (SSL = Secure Socket Layer) for entire members area to ensure secure transactions between your browser and our web servers over the Internet. Our servers are placed in a secured and controlled state of the art Data Center and uses firewalls to help protect your information.
• no worries about losing your data because of viruses, hard drive crashes or anything else. Our website runs on UNIX (FreeBSD) web servers (which means NO VIRUSES), with raid array systems (one hard drive crashes, no problem, we replace it and NO data is lost), and we do all the BACK-UPS.
• you will get organized.
• we'll keep you on track with e-mail notifications when unpaid debts or credit cards due dates approaches.
• 99.98% uptime guaranteed.
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| How much does it cost? | Top |
We offer " 1 Month FREE Trial " to familiarize with our web-site, decide if this is for you and it fits your needs or not. After the first month of trial, we offer three (3) options to extend your registration period: " 3 months " for $17.97, " 6 months + 1 Month Free " for $35.94 and " 1 Year + 2 Months FREE " for $69.88. You can extend your registration period anytime, during and after your 1 month free trial. To view the prices and other subscription information, please check Prices and Subscription Information.
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| Can I pay may bills through MonthlyExpenses.com? | Top |
NO, you can't. MonthlyExpenses.com helps you track and manage your bills, debts, expenses, bank and credit card accounts and more, on-line. MonthlyExpenses.com DOESN'T pay you bills, charges/refunds your credit cards or transfer money between your accounts. This is the reason why: In the last few years the Internet growth boomed very fast and almost all companies made their web presence on the Internet. Most of the financial institutions, banks and/or credit card companies, along with many other companies allow customers to access their accounts on-line at their web site and pay the bills on-line directly with them. This is a very good thing because you will have to do it yourself and you don't have to rely on a third party company or system to pay the bill or make the transaction for you. That third party probably will charge you a monthly fee and sometimes if the system doesn't work properly you might find yourself paying extra money or late fees for unpaid bills. Why should you pay them, when you can do it yourself nice and easy? Plus, paying your bills on-line, saves you time and money on stamps. You will save at least $5 on stamps every month. MonthlyExpenses.com comes as a middle point between you and your payees to help you be on track with all the debts and bill you have to pay monthly. Our e-mail notifications system reminds you every day of all the bills you have to pay so you will never be late. We are here to SAVE you MONEY and TIME.
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| How does it work? | Top |
To have a quick overview and understanding of how our web site and system works, please click the following image:
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| What do I need to register? | Top |
To register we require that you provide your full name, an username and password for your account, your address, ZIP/postal code, phone number and country, and a valid e-mail address. If you provide an invalid e-mail address you will not be able to activate your account. No credit card or other type of payment information is required at sign-up. If you provide bogus, false or incomplete information your account will be suspended or canceled.
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| How do I sign up? | Top |
First, you must fully READ and ACCEPT the Terms & Conditions and Privacy Policy. Then, you complete our online application form for 1 Month Free Trial. After your application is submitted you will have to activate your account from the e-mail address you used on your registration form. We will send you an e-mail with a link you will have to click to activate your account. After all of that you can login to our secured Members Area with the username and password you submitted at sign-up.
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| Can I log-in if my account with Monthly Expenses expired? | Top |
Yes, you can. You can login, update your account information, update your payment information and extend your registration period. You will have access to the Members Area, only after a complete payment is received.
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| What are Our responsibilities? | Top |
We will provide you with the tools and support you need to have a pleasant experience using our web site. We will handle the subscription orders, billing and support. We will maintain and administer our servers and keep them updated and up all the time.
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| How do I change my account information? | Top |
Access your Members Area with your username and password. You can change your account information by clicking the Account Profile link found on the right menu.
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| Is your web-site secured? | Top |
YES. As stated before, our entire Members Area is secured with SSL certificates (SSL = Secure Socket Layer). The SSL protocol ensures secure transactions between your browser and our web server over the Internet. All our servers are located in a controlled state of the art Data Center and uses firewalls to help protect your information.
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| How do I start up using this site? What should I do? | Top |
We have made www.MonthlyExpenses.com as easy to use and understand as possible. Basically our web site is made out of five parts: manage accounts, add/edit transactions and bills, reports and statements, personal stuff and account management. The best way to start is to follow and add your personal information for each part.
1. Manage Accounts (add, edit, remove, delete, view info):
• bank accounts
• credit cards accounts
• monthly debts
• stocks and investments
• favorite shopping places
• paychecks and deposits
• setup automatic/recurring bill pay
• setup automatic/recurring bank transfers
2. Add/edit transactions and bills
• Pay bills
 • Charge/Refund credit cards
• Pay with cash, debit or check
• ATM or bank cash withdrawal
• add paychecks or deposit other money
• transfer money between bank accounts
• Review transactions
3. Reports and statements
• bank accounts and credit card reports
• bank accounts and credit cards statements verification
• monthly debts transactions
• favorite shopping places reports
• paychecks and deposit reports
• monthly expenses reports
• total money spent on cards, debts, expenses
4. Personal stuff
• personal agenda
• tasks and to do lists
• address book
• notes and memos
• favorite links
• friends birth dates
5. Account Management
• sign-up forms
• update login and payment information
• change password
• view login history
• subscription orders history
• extend registration period
• referral program
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| What is the best way to use this web site? Any tips or advices? | Top |
To use our site at its best and to get well organized and efficient, you can use the following guidelines:
• create all your necessary accounts: bank accounts, credit cards, debts, stocks and investments, favorite shopping places, paychecks and deposits ...
• every time when you purchase something, charge or refund a credit card, at the store or on-line, keep all the receipts
• add all your receipts to our web site
• if you pay by check, make sure to add all transactions, to your check book and to our web site, so that your checkbook matches with what you have at MonthlyExpenses.com.
• frequently check our web site for upcoming or past due bills or events
• check your e-mail daily for new messages from MonthlyExpenses.com. Our e-mail notification system will send you messages every day, if it is necessary
• when you get your bills by mail or e-mail, check the due date and update it at our web site if it has been changed
• get organized, keep all your receipts, statements and reports in a file cabinet. You can create a file folder for each monthly debt, bank account and/or credit card
• when you get your bank or credit card statement make sure that you verify it with our web site. Make sure that you don't miss something or you have been charged for something without your approval
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| REFERRAL & AFFILIATE PROGRAM |
| What is the Referral Program? | Top |
The referral program allows you to refer people to our web site and earn points for each month of paid subscription your referrals make at www.MonthlyExpenses.com. You can use your acquired points to extend your registration period at www.MonthlyExpenses.com for FREE. For 12 points you will get 1 month free registration.
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| Who can use the Referral Program and what are the requirements? | Top |
Anybody can use our referral program. The only requirement is that you must be subscribed to www.MonthlyExpenses.com's Members Area. Even if your account expired, you still can use your points to extend your registration period. For more information about our referral program, please click the following link: Referral Program - Overview
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| What is the Affiliate Program? | Top |
MonthlyExpenses.com's Affiliate Program gives you the possibility to earn commissions on EVERY sale completed from a customer that finds MonthlyExpenses.com through a banner or textual link placed on your website OR has been referred to us by you. You can earn up to 8% of all paid registrations made by your referrals. The more people you refer or send to our web site, the more money you make.
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| Who can use the Affiliate Program? | Top |
We accept affiliates from all over the world. You must provide complete information and a valid e-mail address at registration. The e-mail address is used to activate your account. We reserve the right to review all applications and approve or deny any application at our sole discretion. For more information about our Affiliate Program, please click the following link: Affiliate Program - Overview
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| Can I use both Referral and Affiliate Program? | Top |
Yes, you can. If you decide to do that, you will have 2 accounts, one as Registered Member and one as Affiliate. For each one you will have a unique Referral/Affiliate ID. You will get points and/or commissions depending on which ID you will use.
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Monthly Expenses - F.A.Q.
GENERAL INFORMATION
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